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Publication
The Economics of Roscas and intra-household resource allocation
| Auteur(s) | Jean-Marie BALAND, Siwan ANDERSON |
| Unité(s) de recherche(s) |
Département des sciences économiques
Centre de recherche en économie de développement |
| Projet de recherche | Microfinance et finance informelle: analyse économique d'expériences The Economics of Informal Saving Groups |
| Année | 2002 |
| Type | Articles de périodique |
| Langue | Anglais |
| Mots clés | |
| Résumé | This paper investigates individual motives to participate in rotating savings and credit associations (roscas). Detailed evidence from roscas in a Kenyan slum (Nairobi) suggests that most roscas are predominantly composed of women, particularly those living in a couple and earning an independent income. We propose an explanation of this based on conflictual interactions within the household. Participation in a rosca is a strategy a wife employs to protect her savings against claims by her husband for immediate consumption. The empirical implications of the model are then tested using the data collected in Kenya. |
| Versions électroniques |
Article de périodique
| Titre du périodique | Quarterly Journal of Economics |
| Sous-titre du périodique | |
| Editeur scientifique | |
| Volume | 117 |
| Fascicule | 3 |
| Pages | 963 - 995 |
| Date de parution | August 2002 |
| Facteur d'impact | |
| Nombre de citations |
